TERMS AND CONDITIONS

Your website may use the Terms and Conditions given below.

        The terms “We” / “Us” / “Our”/”Company” individually and collectively refer to Snow Defense and the terms
        “Visitor” ”User” refer to the users.
This page states the Terms and Conditions under which you (Visitor) may visit this website (“Website”). Please read this page carefully. If you do not accept the Terms and Conditions stated here, we would request you to exit this site. The business, any of its business divisions and / or its subsidiaries, associate companies or subsidiaries to subsidiaries or such other investment companies (in Brazil or abroad) reserve their respective rights to revise these Terms and Conditions at any time by updating this posting. You should visit this page periodically to re-appraise yourself of the Terms and Conditions, because they are binding on all users of this Website.

USE OF CONTENT

All logos, brands, marks headings, labels, names, signatures, numerals, shapes or any combinations thereof, appearing in this site, except as otherwise noted, are properties either owned, or used under license, by the business and / or its associate entities who feature on this Website. The use of these properties or any other content on this site, except as provided in these terms and conditions or in the site content, is strictly prohibited.
You may not sell or modify the content of this Website or reproduce, display, publicly perform, distribute, or otherwise use the materials in any way for any public or commercial purpose without the respective organisation’s or entity’s written permission.

ACCEPTABLE WEBSITE USE

(A) Security Rules
Visitors are prohibited from violating or attempting to violate the security of the Web site, including, without limitation
(1) accessing data not intended for such user or logging into a server or account which the user is not authorized to access
(2) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorisation
(3) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus or “Trojan horse” to the Website, overloading, “flooding”, “mail bombing” or “crashing”, or
(4) sending unsolicited electronic mail, including promotions and/or advertising of products or services. Violations of system or network security may result in civil or criminal liability. The business and / or its associate entities will have the right to investigate occurrences that they suspect as involving such violations and will have the right to involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.
(B) General Rules
Visitors may not use the Web Site in order to transmit, distribute, store or destroy material (a) that could constitute or encourage conduct that would be considered a criminal offence or violate any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy or publicity of other personal rights of others, or (c) that is libelous, defamatory, pornographic, profane, obscene, threatening, abusive or hateful.

INDEMNITY

The User unilaterally agree to indemnify and hold harmless, without objection, the Company, its officers, directors, employees and agents from and against any claims, actions and/or demands and/or liabilities and/or losses and/or damages whatsoever arising from or resulting from their use of Snow Defense . In or their breach of the terms.

ELIGIBILITY

1. 1 You must satisfy yourself that it is legal for you to participate in Snow Defense in the specific jurisdiction from which you are accessing the Services.
The"Eligible Territory" is defined as being the territory of Brazil. "Snow Defense" are defined as being any games or tournaments which are part of the Services and require the User to maintain a non-zero cash balance ("Cash Balance") in their Accounts. Any game other than a Snow Defense made available by the Company through the Platform or the Software, is defined as a 'Practice Game'. All Snow Defense and Practice Games shall be collectively defined as 'Games'.
1.2. In order to participate in Snow Defense, you must satisfy the following criteria at all times:
2.1 You must be at least 18 years old. and must not suffer from any disability or impairment which would prevent you from assuming the responsibilities contained in the Agreement, or from participating in the Games which are offered as part of the Services.
2.2 You must be an Brazil citizen.
2.3 You must possess a valid CPF number, which will be associated with your account and which you will provide to us upon request.

LIABILITY

User agrees that neither Company nor its group companies, directors, officers or employee shall be liable for any direct or/and indirect or/and incidental or/and special or/and consequential or/and exemplary damages, resulting from the use or/and the inability to use the service or/and for cost of procurement of substitute goods or/and services or resulting from any goods or/and data or/and information or/and services purchased or/and obtained or/and messages received or/and transactions entered into through or/and from the service or/and resulting from unauthorized access to or/and alteration of user’s transmissions or/and data or/and arising from any other matter relating to the service, including but not limited to, damages for loss of profits or/and use or/and data or other intangible, even if Company has been advised of the possibility of such damages.
User further agrees that Company shall not be liable for any damages arising from interruption, suspension or termination of service, including but not limited to direct or/and indirect or/and incidental or/and special consequential or/and exemplary damages, whether such interruption or/and suspension or/and termination was justified or not, negligent or intentional, inadvertent or advertent.
User agrees that Company shall not be responsible or liable to user, or anyone, for the statements or conduct of any third party of the service. In sum, in no event shall Company’s total liability to the User for all damages or/and losses or/and causes of action exceed the amount paid by the User to Company, if any, that is related to the cause of action.

DISCLAIMER OF CONSEQUENTIAL DAMAGES

In no event shall Company or any parties, organizations or entities associated with the corporate brand name us or otherwise, mentioned at this Website be liable for any damages whatsoever (including, without limitations, incidental and consequential damages, lost profits, or damage to computer hardware or loss of data information or business interruption) resulting from the use or inability to use the Website and the Website material, whether based on warranty, contract, tort, or any other legal theory, and whether or not, such organization or entities were advised of the possibility of such damages.

GAMING PLATFORM TERMS &CONDITIONS (ZYGARDE)

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,Gadaipur,South West Delhi,New Delhi,Delhi,India,110030
CIN:U72900DL2021PTC384802;Email
ld:sidhartha.barua@zy-garde.com

Terms of Service

ZYGARDE TECHNOLOGIES PRIVATE LIMITED(hereinafter referred as "ZYGARDE TECHNOLOGIES PRIVATE LIMTED'or "we"or"us"or "our)ffers onine games such as rummy and other games that may be available at its website
http://zy-garde.com/or through its Mobile APP
All products and services, including but not limited to the website and mobile app of ZygardeGames (collectively referred to as "Services"), are provided by Zy-Garde Technologies Limited(“Zy-Garde") a company incorporated under the Companies Act 2013 , with its registered officelocated at These services are offered through the website and mobile app (referred to asWebsite/Mobile App").
accessing or using the Website/Mobile App, you agree to the following Terms of Service.These Terms of Service constitute a legal and binding agreement between you and
"You" refers to the user, player, or any visitor to our Website/Mobile App
By registering or using the Services, you acknowledge that you have read and understood theseTerms and consent to become a party to them.
You represent that you are in compliance with all requirements of these Terms of Service
You represent that you have the legal capacity and authority to bind yourself and comply withthese Terms of Service.
You represent that you are the lawful owner or have the necessary authorization from the lawfulowner(s) to use the devices linked to your user account.
Please carefully read and agree to all the terms in these Terms of Service before using ourServices.
By registering or using the Services, you acknowledge that you have read and understood these Terms and consentto become a party to them.
You represent that you are in compliance with all requirements of these Terms of Service.
You represent that you have the legal capacity and authority to bind yourself and comply with these Terms of Service.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,
Gadaipur,South West Delhi,New Delhi,Delhi,India,110030
CIN:U72900DL2021PTC384802;Email Id:sidhartha.barua@zy-garde.com
You represent that you are the lawlul owner or have the necessary authonzation from the lawlul owner(s) to use thedevices linked to your user account
Please carefully read and agree to all the terms in these Terms of Service before using our Services
lf any part of these Terms of Service is found to be invalid or unenforceable by a legal body in india, it doesn't affecthe validity of the remaining temms. lf you don't agree with these Terms or any future changes, you may stop using ourSerices and all features of our Website/Mobile App
We reserve the right to change or update our Terms of Service at any time by posting the updated terms on ourWebsite/Mobile app. Zy-Garde may also notify users of any changes via email or notifications to their account. Userscan respond to such emails or notifications to indicate non-acceptance of the changes. lf users do not respond withinthe specified timeframe or continue to use the Website/Mobile app after being notified, they wil be considered to haveaccepied the updated Terms, rules, and regulations.
The game of rummy or any other games offered by Zy-Garde are only games of skil and Zy-Garde is not liable for anybetting or gambling activities that occur outside the App/Website
In light of the amendments made to the Telangana State Gaming Act 1974 and Andhra Pradesh Gaming Act 1974online games of skil with entry fees for prizes have been restricted in the States of Telangana and Andhra Pradesh. incompliance with these changes, we have made changes to our services and have stopped offering online games forentry fees and prizes in Telangana and Andhra Pradesh.
We also do not offer our services in the states of Assam, Odisha, Meghalaya, Nagaland and Sikkim which togetherwith the States of Andhra Pradesh and Telangana are referred as "Restricted States".
You are prohibited from accessing games offered from these Restricted States and you are strictly prohibited fromplaying cash games or tournaments. lf you live in or access the Zy-garde Website/Mobile App from any of theseRestricted States, please refrain from participating in any game or tournament that involves real money.

Introduction

Your use of the products andlor services on the Portal (hereinafter referred to as "Services") currently offered or to beoffered in future by ZYGARDE TECHNOLOGIES PRIVATE LIMITED, its subsidiaries, affliates, licensors, associatesand partners (hereinafter referred as "ZYGARDE TECHNOLOGIES PRIVATE LIMITED") through the Portal [(whichcomprises of
http://zy-garde.com/
(each referred as "Website") and the Zygarde Game apps (each referred as "App")], are all subject to and governedby these Terms of Service, Privacy Policy, Help, Promotions, Add Cash, My Account and Refer&Earn seclionscollective or respectively for each Website and App including the sub-sections of these sections, as the case may be(hereinafter referred as "Terms")
You understand that the Terms wil be binding on you. You agree that Services offered on the Portal can be accessedonly in accordance with the Terms and you shall be responsible to comply with the Terms at all times. You areresponsible to be aware of and agree to abide by the Terms as published and periodically amended or modified byZYGARDE TECHNOLOGIES PRIVATE LIMITED.
Your continued use of the Services ater the first date of use of the Website/Mobile Application constitutes youiacceptance of the Terms as published on the date and at the time when you access the Website/Mobile Application orthe Services, lf you do not accept any of the terms in our Terms of Service, please do not access or use the Servicesor the Website/Mobile Application, By registering On ZYGARDE TECHNOLOGIES PRIVATE LIMITED, you agree toreceive notifications via SMS/RcS, unless you expressly request to be excluded from receiving such SMS/RcS fromus, and follow our Terms of Service, Privacy Policy, and Game Rules.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket, Gadaipur,South West Delhi,New Delhi,Delhi,India,110030
CIN:U72900DL2021PTC384802;Email
Id:sidhartha.barua@zy-garde.com
You may note that f any single term laid down in ZYGARDETECHNOLOGIES PRIVATELMTEDS Tems ofService is found to be unlamful or unenforceable,or is determined to be invalid or voidable or void for any grounds by either a judicial or quasi-judicial body in India,it wil ot by any means affect the enforceability and valdity of any other torms in our Tenns of Service.
If you do not wish to adhere to our Terms of Service or any of our future changes or modfications to our Torms,you may choose to cease the use of our Services and any and all features of our Website/Mobile App along with al the services we offer.

APPLICABILITY

BEFORE REGISTERING WITH US,YOU SHOULD CAREFULLY READ AND REVIEW THESE TERMS PROVIDED BY ZYGARDE TECHNOLOGIES PRIVATE LIMITED WHICH ARE APPLICABLE TO ALL THE SERVICES ON THE PORTAL AND ALSO THE WEBSITE OR APP-SPECIFIC CONDITIONS AND RULES APPLICABLE TO THE SPECIFIC WEBSITE OR APP("PLATFORM").UNLESS YOU AGREE AND ACCEPT THESE,YOU SHALL NOT USE AND OR ACCESS OUR PLATFORM

Agreement

Please make sure to read our Terms of Service carefully and understand them properly.All the clauses in Zygardo's Terms of Service are delineated herein and/or included in the medium of reference that can be accessed by chcking on the related links provided below.You should make sure that you have read and clearly understood these Terms of Service before becoming a user of Zygarde,and you must agree to follow the Terms of Service,Privacy Policy,Fair Play Policy,Responsible Gaming Policy,Game Cancellation and Settlement Policy,Game Rules and all the policies laid down on the Zygarde Website/Mobile App and undertake to follow them.You are by all means bound by these Terms of Service in any instance when you choose to use our Services or Zygarde.

We reserve the right to modify or amend our Terms at any time without prior notice to you by posting the modifed Terms on the Website/Mobile app.Zygarde may,atits sole discretion,also notify the user of any change or modification in these Terms and Conditions,rules,regulations and terms of use referred to herein or provided by Zygarde by way of sending an email to the user's registered email address or by sending notification to the user's account.The user may then exercise the options provided in such email or notfication to indicate non-acceptance of the modified Terms of Service,rules,regulations and terms of use referred to herein or provided by Zygarde.If such options are not exercised by the user within the time frame prescribed in the email or notification,or if the user continues to access the Website/Mobile App after being notified of the changes,the user willbe deemed to have accepted the modified Terms. rules,regulations and terms of use referred to herein or provided by Zygarde.

Legality

You may only use the Services to play Cash Games(as defined below)if you are 18 years of age or over.Access to our Services or any part thereof may be restricted by us from time to time in our sole decision.You confrm that you are not accessing the Services to play Cash Games from any Restricted State or outside India.Games offered by us on our Platfom are games of skill and protected business in accordance with Article 19(1)(g)of the Consttution of India as held by various courts in India under muliple judgments.The said games are not related to gambling and/or wagering on an outcome.

Game Services

All tournaments,promotional games,practice games and cash games organized on the Portal are collectively referred as "Game"or "Games".We reserve the right to match the players on the basis of their skil level.The rules applicable to each type of Game are provided under the Help section on the respective Website and App."Cash Game(s)"is/are Game(s)that require the participant to have a certain minimum cash balance in their user account to participate.All

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email ld:sidhartha.barua@zy-garde.com

other Games offered on the Portal are defined as Non-Cash Game(s).We charge service charges for Cash Games, which may vary depending on the nature of the Cash Game/format and are subject to change from time to time.Non Cash Games are offered free on the Portal but may be subject to entry restrictions in some casos.Service charges charged by us are inclusive of GST.

GST Compliance and Deductions

In compliance wth the amendments made in the Central Goods and Services Tax Act,2017,Integrated Goods and Services Tax Act,2017,the State Goods and Services Tax Act,2017 and Rules made under the said Acts including Notifications issued under the said Acts(hereinafter collectively referred to as "GST Laws")related to taxablty of online gaming.Zygarde is obligated to collect GST at the rate of 28%(28%of deposit amount)from the amount deposited by players/users for playing on Zygarde.Zygarde and the player/user agree that the amount deposited by the player/user in hisher Zygarde account willbe deemed to be inclusive of GST.Accordingly,the GST portion of the amount deposited by the playerluser will be deducted by Zygarde from the player's/user's user account to be paid to the Government.

In the event that Zygarde decides,at its own and absolute discretion,to refund an amount deposited accidentally by a player/user,the amount will be refunded only after deducting GST payable on such amount,in accordance with the GST Laws.No amount will be refunded in fulland any refund is subject to Zygarde's absolute discretion.

We are legally required to deduct tax at source(TDS)from your Net Winnings(Net Winnings =Withdrawals-Deposits -FYOpening Balance).According to new tax rules ssued by the Government of ndia,30%TDS willbe deducted from the Net Winnings in the withdrawal amount either at the time of withdrawal or at the end of the financial year.PAN (permanent account number)verification is mandatory for withdrawals.Additionally,KYC verification (including your ID,address,and mobile number)is required for the frst withdrawal.We reserve the right to verify your PAN and/or KYC documents (ID and address)from time to time and to revoke any prizes won if your PAN and/or KYC documents are found to be incorrect or inconsistent during our verification process.

Place of Supply

For the purposes of invoicing and taxation,the place of supply in the invoice will be considered to be the state declared by the User at the time of registration.It is the responsibility of Users to ensure that the state declared during registration is accurate and represents their true location. Until KYC(know your customer)details are provided by the User,the declared state will be considered the address on record for alltransactions.Once KYC details are furmnished by the User,the place of supply in the invoice will be updated to reflect the state as per the KYC documents provided.This update will apply prospectively from the date the KYC details are submitted and verified. If the User logs out from the Zygarde without completing the KYC process and logs in again,the User must manually provide the state location from which the User is logging in.We will not update this automatically.The place of supply can only be updated at the time of KYC completion. Users shall ensure that the KYC details provided by them are accurate,complete,and up-to-date.Zygarde reserves the right to request additional documents or information to verify the User's identity and place of supply.Failure to provide accurate KYC details may result in restrictions on account usage and/or the suspension of services to the User

User representations

Any information provided by you to us,whether at the stage of registration or during anytime subsequently,should be complete and truthful.Prior to adding cash to your user account or paricipating in Cash Game(s).you shallbe responsible to satisty yourselfabout the legaltyof playing Cash Gamesin thejursdiction from where you are accessing

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email ld:sidhartha.barua@zy-garde.com

Cash Games.It you are not legally competent to individually enter into Indian Rupee transactions through banking

channels in India and'or are not accessing any Portal from a permitted jurisdiction.you are prohibited from participating

in Cash Games on the Portal In the event of such violation,your particdpation in Cash Games will be deemed to be in breach of the Terms and you will not be entited to receive any prize or winnings that you might win in such Cash Games.You represent that you are eighteen(18)years of age or older to participate in any Games and are also othenwse competent to enter into transactions with other users and us.You are aware that participation in the Games organized by us ("Activity")may result in financial loss to you.With full knowledge of the facts and circumstances surounding this Activity.you are voluntarly participating in the Activity and assume all responsibility for and risk resuling from your participation,including all risk of financial loss.You agree to indemnify and hold us,our employees. directors,officers,and agents harmless with respect to any and all claims and costs associated with your participation in the Activity.You represent that you have the experience and the requisite skills required to participate in the Activity and that you are not aware of any physical or mental condition that would impair your capability to fully participate in the Activity.You further acknowledge that you are solely responsible for any consequence resulting from you participating in this Activity or being associated with this Activity or around this Activity.You understand that we assume no liability or responsibility for any financial loss that you may sustain as a result of participation in the Activity.You understand and accept that your participation in a Game available on the Portal does not create any obligation on us to give you a prize.Your winning of a prize is entirely dependent on your ski as a player vis-a-vis other players in the Game is subject to the Terms and the rules of the Game.You understand and agree that you are solely responsible for allcontent posted,transmitted,uploaded or otherwise made available on the Portal by you.Allcontent posted by you must be legally owned by or licensed to you.By publishing any content on the Website,you agree to grant us a royalty-free,world-wide,non-exclusive,perpetual and assignable right to use,copy,reproduce,modify,adapt,publish edit,translate,create derivative works from,transmit,distribute,publicly display,and publicly perform your content and to use such content in any related marketing materials produced by us or our affiliates.Such content may include, without limitation,your name,username,location,messages,gender or pictures.You also understand that you do not obtain any rights,legal or equitable,in any material incorporating your content.You further agree and acknowledge that we have the right to use in any manner whatsoever,all communication or feedback provided by you.You understand and accept that we reserve the right to record any and alluser content produced by way of but not limited

to chat messages on the Portal through our feature,through the in-game chat facility or other interactive features,if

any,offered as part of the Services.You understand that the funds in your user account held by us do not carry any

interest or returm.You shall not hold us responsible for not being able to play any Game for which you may be eligible

to participate.This includes but is not limited to situations where you are unable to log into your user account or make

some or alltransactions as your user account may be pending validation or you may be suspected or are in established

violation of any of the Terms.You understand and accept that by viewing or using the Portal or availing of any Services,

or using communication features on the Portal,you may be exposed to content posted by other users which you may

find offensive,objectionable or indecent.You may bring such content posted by other users to our notice that you may

find offensive,objectionable or indecent and we reserve the right to act upon it as we may deem fit.The decision taken by us on this regard shall be final and binding on you.We are in compliance with FATF guidelines and therefore you are also required to comply with the FATF guidelines stated at https://www.fatf. gafi.org/publications/fatfrecommendations/documents/fatf-recommendations.html.By using our Portal,you undertake to comply with the FATF guidelines.You represent that you are not a politically exposed person.You represent that you have not been convicted for any crime.You represent that you are not on the UN Sanctions List or work for a company/entity that is on the UN Sanctions list.

You also acknowledge that users living in or logged in from the Restricted States are not permitted to play any game/toumament that is organized for winnings or prizes in money or otherwise on the Website/Mobile App.You shal abide by these states'laws and willnot use Zy-garde Services to deposit cash,withdraw cash,or participate in cash games/tournaments on Zygarde Games while residing in or visiting any of the Restricted States.

Users must complete Know Your Customer(KYC)verification by providing valid identification documents,including PAN and Aadhaar.KYC verification is mandatory for withdrawals exceeding 350,000 or the first withdrawal,whichever occurs earlier.Users are responsible for ensuring the accuracy and completeness of their KYC details.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email ld:sidhartha.barua@zv-garde.com

By proceedng with the onboardng process,the user acknowledges and agrees that their bocation data wilbe colected and processed to verify that they are not accessing the Website from a restricted or banned state.The User further provides their consent for the processing of this data in accordance with the platform's Privacy Policy.

User Account Creation&Operation

To use our Services,you wil need to register with us on the Portal.By completing the online registration process on the Portal,you confirm your acceptance of the Terms.By registering on our Portal,you agree to receive all communication from us including promotional messages relating to tournaments and bonus through SMS,voice call, email and push Notifications.You may withdraw your consent by sending an email to grievance@zy-garde.com(for Zygarde Game)as the case may be.During the registration process,you will be required to choose a login name and a password in addition to providing some other information which may not be mandatory.Additionally,you may be required to give further personal information for your user account verification and/or for adding cash to your user account,including and not limited to any on-going (Such Refer&Earn related promotion)or future promotion run by Zygarde Game.You must give us the correct details in all fields requiring your personal information,including,without limitation,your name,age/date of birth,postal address,email address,telephone number(s)etc.You undertake that you will update this information and keep it current.You acknowledge that we may,at any time,required to verify the correctness of this information and in order to do so may require additional documentary proof from you,failing which we reserve the right to suspend or terminate your registration on the Website.Any information provided by you to us should be complete and truthful to the best of your knowledge.We are not obliged to cross check or verify information provided by you and we willnot take any responsibility for any outcome or consequence as a resultof you providing incorrect information or concealing any relevant information from us.You understand that it is your responsibilty to protect the information you provide on the Portal including but not limited to your Username,Password,Email address Contact Details and Mobile number.We will ot ask for your user account login password which is only to be entered at the time of login.At no other time should you provide your user account information to any user logged in on the Portal or elsewhere or to any person.Should you compromise these details with any third party,the same shall be at your sole risk and consequences.You undertake that you will not allow/login and then allow,any other person to play from your user account using your username.You specifically understand and agree that we will ot incur any liability for information provided by you to anyone which may result in your user account on the Websites being exposed or misused by any other person.You agree to use your user account with us,solely for the purpose of playing Games on the Portal and for transactions which you may have to carry out in connection with availing the Services thereon.Use or attempted use of your user account for any reason other than what is stated in the Terms may result in immediate termination of your user account and forfeiture of any prize,bonus or balance in the user account.

You also understand and agree that deposits in your user account maintained with us are purely for the purpose of participation in Cash Games made available on the Portal.You understand and agree that you cannot transfer any sum from your user account with us to the account of another registered user on the Portal except as may be permitted by us and subject to restrictions and conditions as may be prescribed by us in this regard.We are legally obliged to deduct tax at source (TDS)in accordance with the applicable law (including on net winnings of more than 10,000/-ina single contest/session for Zygarde Game)as the case may be.In these cases,you will be required to fumish your Aadhaar Number duly issued to you by the Income Tax authorities if you have not already done so.TDS at such rate as may be prescribed by law at the relevant time,will automatically be deducted from such winnings and the rest will be credited to your user account.Withdrawal of these winnings will only be permitted upon your providing your correct and valid Aadhaar Card details.These limits and rates are subject to change as per the prevailing rules and regulations Our obligation in this regard is limited to deducing TDS as required by law and providing you an appropriate certificate of tax deduction.We neither advise you nor shallin any manner be responsible for your individual tax matters.On winning a contest with goods or cash or a combination of both as prizes,the TDS (Tax Deducted at Source)on the cash prizes won will be bome by you and TDS on the goods wll be bome by us.We reserve the right to verify your Aadhaar Card from time to time and to cancel any prize should your Aadhar Card be found inconsistent in our verification process.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Omice:Khasra No.261,Lane No.5,1st Floor,Sajdulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email Id:sidhartha.barua@zy-garde.com

When moking a payment,pleaso use your own payment mothod to add cash to your u5or account only,Wthn the speofod "Add Cast"imits,you are freo to doposlt as much monoy as you want to participate in cash games on the Wobuito Moble App.Wo oncourago roponatle gaming on our platfom.Your abilty to add cash s subjoct to Daily and Monthly "Add Caah"limits,which we may resot basod on undertakings,indemaity,waiver,and verification conditions as doonod appropriate at our dincoton.

Paymonts made via crodt card,dobit card,propaid cash card,UPl,and intonot banking are proc0ssod by third-party payment gateways.Other payment methods also roquire outhorization from intermediaries that process the payments. We are not responsible for any dolays or denials at third patyintormedianies'ond,and payment processing is subject to thoir torms.policios,and procoduros.If you oncountor any lsuos whilo adding cash,you can contact us using the Contact us"foature in the "Holp"soction.We are not liable for dolays or donials of credit due to reasons beyond our control Once a paymont/ransaction is authorizod,the monoy is credted to your user account and is avalable for playing cash gamos on our platform.

We resarvo tho right to cancol a transaction at our discrotion.If the paymont is succossfully made,the transaction will be revorsod,and the money will be crodited back to your payment mothod.Playors'funds are held in trust in specified bank accounts.Zygarde Gamos koops all playors'funds unoncumborod,and your funds will be romitted to you in due courso,subjoct to the terms and conditions of fund withdrawals.Funds in your usor account aro held separately from our corporato funds.In the unlikoly ovont of insolvency,your claim on deposits will be given preference over other caims to the oxtont pormittod by law.

User Account validation and personal information verification

ZYGARDE TECHNOLOGIES PRIVATE LIMITED may from timo to time endoavor to validate its players'user accounts These attempts may bo mado via a phone call or via emall.In the event we are not able to gat in touch with you the first time around,wo will make additional attompts to ostablish contact with you.If the phono number and email provided by you is not correct,wo bear no rosponsibility for tho Sorvicos boing interrupled duo to our being unable to establish contact with you.If we are unable to roach you or f the validation is unsuccessful,we reserve the right to disallow you from logging into the Portal or roduco your play imits and/or Add Cash limits until we are ablo to satisfactorily validate your user account.We will n such events emall you to notlfy you of the next steps regarding user account validation. Wo may also ask you for proof of identification from timo to timo.Upon roceipt of suitablo documents,we will try our bost to enablo your usor account at the oarliost.Howovor,it may take a fow businoss days to reinstate your user account.In the event that we have made several attempts to reach out to you but have been unable to do so,we also rosorvo tho right to pormanently suspond your usor account and rofund the amount,if any,in your user account to the financial instrument through which the payment was made to your user account.The Prlvacy Policy of our Portal forms a part of the Torms.All porsonal inlomation which is of such naturo that requires protection from unauthorized dissemination shall be dealt with in the manner provided in the Privacy Policy of the Portal.

Fair Play Policy and User restrictions

We take the fair play of games on Zygarde very seriously and we make sure that every player gets an equal opportunity to win games on our Website/Mobile App.In order to prevent any form of malpractice or unfair play in our games and on our Website/Mobile App,all user actions induding deposits,ldentity verification,rummy games,and individual hands are monitored to ensure a safe,legal and fair environment for all our users.

Every single game on our Website/Mobile App must bea fair individual effort,not a team effort.As part of our Fair Play Policy and to prevent any form of malpractice and in-game collusion,all user actions are monitored and recorded.

Any dotection of a breach of our Fair Play Policy,such as,but not limited to,unauthorized deposits under a stolen identity or collusion in play shall result in prompt and serious action by Zygarde against the offending user,including. but not irnited to,pormanent termination of the user's account,as detailed in the "Breach and Consequences"section below.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Foor,Saijdulajaib,Westermmargsalket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC38480Z;Email Id:sidharthabaruauzy parde com

Anti-Cheating and Anti-Collusion:

You undertake that you yourself will play in all Games in whikch you havo regsterellpinod ad m u59 anytm extemal assistance to play You shall not add unauthorizod ompcriorts,coate or 9choas,opksts,hacsr

any other third-party soflware designed to modily the Potal or use any third pan/sliwars that ner s,mr

otherwise collects information from or through the Portal or though any Sorviis./ny atomg to emgkoy any w exlemal assistance is strictly prohibited.Fomation of foams for the pupos6 of oluson between ypu and anyoher user(s)for participating in Games organizod on the Portal or any otier fomof choatngis stity pmend When collusion or cheating is detected on the Portal,we shall sotle the Game as per is"Camg Can n Stlemer Poicy"and may take further appropriate action against offending usorsin terms horooftindkdng banringwsstote Portal and any or all Services.However,we r9serv9 the right to follow an altomative roasnatko mecharin asmay not be covered in the respecive policy and you agroe that you shall be undasputedl/ade o wh decson

ZYGARDE TECHNOLOGIES PRIVATE LIMITED.

Forming teams with other users for collusion or cheating in games on the Vobsite/Motile Appis stilypchbned.At Zygarde,we have a zero-tolerance policy for violations of our Fair Play Poicy or Terms ot Serlice.Asa lsadng gane operator,we flag offending playors and,at our discrotion,rostrict thoir acooss to tho Zygardo wcbsne or kpp

Money Laundering:

You are prohibited from doing any activity on the Portal that may bo construed asmoney Laundering,induding,without limitation,attempting to withdraw cash from unutilzed cash added through cedit cars or dolberately king moneyto a certain player(s)or using the app to send money to other parios,rolated or unrolatod

Anti-SPAMMING:

Sending SPAM emails or any other form of unsolicited communication for obtaining rogistrations on the Poral to beneft from any of our promotional program or for any other purposo is stricly prohibited.

Multiple IDs:

Your registration on the Portal is restricted to a single user account which willbe used only by you to avail the Services provided on the Portal.You are prohibited from creating or using multiple user IDs for rogistering on the Poral.

Non-use:

You may not create a login name or password or upload,distribute,transrmit,publish or post content through or on the Portal or through any service or facility including any messaging facility provided by the Portal which:

● is libelous,defamatory,obscene,intimidating,invasive of privacy,abusive,illegal,harassing;

● contains expressions of hatred,hurting religious sentiments,racial discrimination or pomography;

● is otherwise objectionable or undesirable(whether or not unlamul);

● would constitute incitement to commit a criminal offence;

● violates the rights of any person;

● is aimed at soliciting donations or other form of help;

● violates the intellectual property of any person;

● disparage in any manner ZYGARDE TECHNOLOGIES PRIVATELIMITED or any ofits subsidiaries,affliates., icensors,associates,partners,sponsors,products,services,or websites;

● promotes a competing service or product;or violates any laws

In the event we determine that the login name created by you is indecent,objectionable,offensive or otherwse undesirable,we shall notify you of the same and you shall promptly provide us with an alternate login name so that we can change your existing login name to the new name provided by you.

If you failto provide an alternate name,we reserve the right to either permanently suspend your user account or restore your user account only after a different acceptable login name has been provided by you.

You shall not host,intercept,emulate or redirect proprietary communication protocols,used by the Portal,if any. regardless of the method used,including protocol emulation,reverse engineering or modification of the Portal or any files that are part of the Portal.

You may not impose editorial comments,commercial material or any information on the Websites.alter or modify Content on the Portal,or remove,obliterate or obstruct any proprietary notices or labels.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email ld:sidhartha.barua@zy-garde.com

You shl not use Services on the Portal for commercial purposes including but not limited to use in a cyber cale as a computer gaming centre,network play over the Internet or through gaming networks or connection to an unauthorized server that copies the gaming experience on the Portal.

You shall not upload,distribute or publish through the Portal,any content which may contain viruses or computer contaminants(as defined in the Information Technology Act 2000 or such other laws in force in India at the relevant time)which may interrupt,destroy,limit the functionaliy or disrupt any software,hardware or other equipment belonging to us or that aids in providing the services offered by us.

You shall not disseminate or upload viruses,programs,or software whether it is harmful to the Websites or not Additionally,you shall not impersonate another person or user,attempt to get a password,other user account infomation,or other private information from a user,or harvest email addresses or other information.

You shall not purchase,sell,trade,rent,lease,license,grant a security interest in,or transfer your user account Content,currency,points,standings,rankings,ratings,or any other attributes appearing in,originating from or associated with the Portal.

Any form of fraudulent activity including,attempting to use or using any other person's credit card(s),debit cards,net- banking usemames,passwords,authorization codes,prepaid cash cards,mobile phones for adding cash to your user account is strictly prohibited.

Accessing or attempting to access the Services through someone else's user account is strictly prohibited

Winnings,bonuses and prizes are unique to the player and are non-transferable.In the event you attempt to transfer any winnings,bonuses or prizes,these will be forfeited.

If you are an officer,director,employee,consultant or agent of ZYGARDE TECHNOLOGIES PRIVATE LIMITED or a relative of such persons ("Associated Person"),you are not permitted to play either directly or indirectly,any Games which entitle you to any prize on the Portal,other than in the course of your engagement with us.For these purposes, the term'relative'shall include spouse and financially dependent parents and,children.

You shall not post any material or comment,on any media available for public access,which in our sole discretion,is defamatory or detrimental to our business interests,notwithstanding the fact that such media is not owned or controlled by us.In addition to any other action that we may take pursuant to the provision hereof,we reserve the right to remove any and all material or comments posted by you and restrict your access to any media available for public access that is either controlled or moderate by us;when in our sole opinion,any such material or comments posted by you is defamatory or detrimental to our business interests.

We don't encourage accessing Cash Games using your IDon two or more mobile devices simultaneously.In such an event,we reserve the right to disallow continuation of Cash Games from the earlier logged in device(s).

After you have registered on our Website/Mobile App,it is your sole responsibility to make sure that you do not disclose your passwords to anybody,be it your friends,family members,third party,or anybody whosoever.Please create a strong password of at least 8 characters,including capital letters,digits and special characters so that nobody can crack your password.We shall not in any way be responsible if your user account is logged in to or accessed by anybody else by using your password.The restrictions defined for creating a strong password will be applicable only to passwords created on Zygarde.These restrictions won't apply to passwords created on social platforms(including but not limited to Facebook and Google)and their subsequent usage for login on Zygarde.

No Bribes,Gifts,or Favors

You shall not offer any Zygarde employee any bribe,gifts,services,compensation,or any other favor that might influence or might appear to influence the employee in performing his/her duties at Zygarde.Zygarde employees shall not solicit any bribe,gits,or services from you.Offering Zygarde employees any cash,cash equivalents,gifts,gift cards,services,or favors is strictly prohibited.

Geography,Jurisdiction,Payments and Player Funds

Before you add cash to your Zygarde account or play cash rummy games/tournaments on our Website/Mobile App. you must acknowledge the legality of playing cash rummy games/tournaments in the jurisdiction from where you are trying to play cash games/tournaments.You are prohibited from playing cash games/tournaments on Zygarde if you

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Omce:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket, Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email ld:sidhartha.barua@zy-garde.com

are not legally competent to make transactions in indian rupees through banking channels in India and/or if you are not accessing Zyuarde from a jurisdietion where playing cash rummy games/tournaments online is legally permnitted.Any violation of this poley will be consiterod a breach of our Terms of Service and as a result,your Zygarde account will te locked immediately and you will not be entited to receive any prizes from or refunds for any such cash gamos toumaments that you might have particpated in on our Website/Mobile App.You also acknowedge that users lving in or logged in from Restricted States are not permitted to play any game/lournament that is organized for winnings

o prizes in money or otherwise on the Wobsite/Mobile App.You shall abide by these states'laws and will not use Zygarde's Senvices to deposit cash,withdraw cash,or participate in cash games/tournaments on Zygarde while residing in or visiting Restricted States.

Accessing the Zygarde Website/Mobile App by a person who is not residing in India or is on the UN sanction list or is playing from a Restricted Territory or from outside India by using IP or GPS masking software programs such as Fake GPS,GPS Spoofer,etc.is a breach of Zygarde's Terms of Service.Such breach of our Terms of Service shall result in you gecting pemanently blocked and the dolotion of your Zygardo account with forfeiture of all the balance in your Zygarde account.Furthermore,using our Services,creating an account on Zygarde or playing our games from a Restricted Territory in/or from outside India by using IP or GPS masking software programs such as Fake GPS,GPS Spoofor,ctc.is also a violation of applicable laws,and you shall be solely liable to any penalties and/or.penal action under the applicable laws

Al transactions on tho Portal shallbo in Indian Rupees

Once you register on our Portal,we maintain a user account for you to keep a record of all your transactions with us. Payments connected with participation in Cash Games are required to be made through your Zygarde Game user account.All cash prizes won by you are crodited by us into this user account.

When making a payment,please ensure that the instrument used to make the payment is your own and/or you are legally authonzed to use such instrument which is used to Add Cash into your user account only.

Subject to the Add Cash limits specified by us from time to time,you are free to deposit as much money as you want in your user account for the purpose of participating in Cash Games on the Portal.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED wants you to play responsibly on the Portal.The ability to Add Cash in your user account shall be subject to monthly Add Cash limits which we can be set by us with undertakings,indemnity, waiver and verification conditions as we deem appropriate in our sole discretion.

Credit card,Debit card,prepaid cash cards and internet banking payments are processed through third party payment gateways.Similarly,other payment modes also require an authorization by the intermediary which processes payments.We are not responsible for delays or denials at their end and processing of payments will be solely in terms of their policies and procedures without any responsibility or risk at our end.If there are any issues in connection with adding cash,a complaint may be sent to us following the complaints procedure provided in"Complaints and disputes" section below.You agree that in such an event of your credit being delayed or eventually declined for reasons beyond our control,we will not be held liable in any manner whatsoever.Once a paymentlransaction is authorized,the funds are credited to your user account and are available for you to play Cash Games.

We have the right to cancel a transaction at any point of time solely according to our discretion in which case if the payment is successful,then the transaction will be reversed,and the money credited back to your payment instrument. Player funds are held in trust by us in specified bank accounts either operated by ZYGARDE TECHNOLOGIES PRIVATE LIMITED or third parties authorized by ZYGARDE TECHNOLOGIES PRIVATE LIMITED as custodian. ZYGARDE TECHNOLOGIES PRIVATE LIMITED keeps allplayers'funds unencumbered which will be remitted to you in due course subject to the terms and conditions applicable to withdrawal of funds and these Terms.Funds held in your user account are held separately from our corporate funds.Even in the highly unlikely event of an insolvency proceeding.you claim on the deposits willbe given preference over all other claims to the extent permissible by law. All invoices will be generated based on the state declared by the User at the time of registration and thereafter the state in the User's KYC details once KYC documents are provided by the User.

Users agree to pay all applicable taxes and fees as per the place of supply determined by the declared state or the state mentioned in the KYC details.

Withdrawals

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket, Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email ld:sidhartha.barua@zy-garde.com

You may withdraw your winnings by means of oither an nccount poyee choque or an olecroric bank to bank transter tor the amount of winnings

You agree that all withdrawals you make are govomod by tho followng conditions

● If a player who has positive net winnings wants to wihdraw monoy from his/her withdrawatle balance,the player can(1)eiher pay 30%TDS on the not winnings and withdraw the amount or(2)use the option to partially transfer the GST cashbackinstant cash roceived from Zygardo to his/her Dopost balance and optirmize the bonoft.

● The total GST cashback that has been provided to the playor (and is part of the players net vinnings)ina financial year can be fully adjusted or cawed back.If the player s net winnings are more than the total GST cashback roceived by the playor in the financial yoar,the not winnings romaining aftor deducting the GST cashback (GST cashback will be partially translerred to the player's Deposit balance)will be tavable at the rate of 30%.(30%TDS will be deducted from the romaining not winnings botore transterring the withdrawal amount to the playor's bank account)

● · If the player's not winnings aro less than tho total GST cashback roceivod by the playor in the financial yoar then aportion of the net winnings-oqulvalent GST cashback wllbe transferred to the players Deposit balance

1.0,only tho GST cashback oqual to tho not winnings will bo considorod in such a sconario and a portion of that GST cashback amount will be transferred to the player's Doposit balance)and the player will not have to pay any TDS on tho withdrawal.

● ZYGARDE TECHNOLOGIES PRIVATE LIMTED shallask you for KYC documents to verify your address and identity at any stage.Withdrawals of the winnings available in withdrawal bucket of your wallet willbe permitted only for and from accounts for which such KYC procoss is completo.

● You can choose to withdraw money(out of the winnings available in the withdrawal bucket of your wallet)from your user account at any time,subject to bonus/prize money withdrawal restrictions,by notfying us of your withdrawal request.Bonuses(except Refer&Earn bonus)and promotional winnings are subject to withdrawal estrictions and can only be withdrawn on fulfiling some preconditions,one of which is that you have made at least one cash doposit on the Portal and thereafter played at least one Cash Game.

● Once notified,post verification of the withdrawal request,we may disburse the specified amount by cheque or clectronic transfer based on the mode of withdrawal selected by you.Zygarde Game reserves the right to disburse the specified amount to you by cheque.In case of non-availability of your bank account details,ZYGARDE TECHNOLOGIES PRIVATE LIMITED may require you to provide the Bank Account details to process the refund/withdrawal.We also reserve the right to disburse tho amount on the financial instrument used to Add Cash to your user account.

● Withdrawals attract processing charges as per the prevalent policy.You may be eligible to make one or more free withdrawals in a month depending on various factors including your club status,the amount of withdrawal or the mode of withdrawal.In the event that you do not have an adequate amount in your user account to pay the processing charge,your withdrawal will not be processed at that time.You may request for a free withdrawal subsequently if you become eligible for the same at such time.

● We will ttempt our best to process your withdrawals in a timely manner,but there could be delays due to the time required for verification and completing the withdrawal transaction.We shall not be liable to pay you any form of compensation for the reason of delays in remitting payments to you from your user account.To be eligible to win a prize,you must be a resident of ndia and accessing the Services of ZYGARDE TECHNOLOGIES PRIVATE LIMITED on the Services from India.

● If you are a prize winner resident in India and physically present in India while accessing the services of ZYGARDE TECHNOLOGIES PRIVATE LIMITED but not an Indian citizen,we will remit your winnings in Indian Rupees to the address/bank account given by you,provided,the address and bank account is within India.

Terms of Payment

● In respect of any transactions entered into on the Zygarde platform,including making a payment to participate in the paid versions of skil game(s),you agree to be bound by the following payment terms

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email ld:sidhartha.barua@zy-garde.com

● The pavment of a predetermined amount that the user makes to participate in any skill game(s)is inclusive of the fixed platfonn fee charged by Zygarde,detalls of which can be found here,for access to Zygarde Services and the user's contribution to the prize pool.The platform fee specified for each game fomat herein is subject to change at the sole discretion of Zygarde.Zygarde reserves the right to change the platfom fee for any and all formats of the game at any time without prior notice to users/players.

● Subject to these Terms of Service,all amounts collected from the user are held in a separate non- interest earning Trust Account,which is responsible for the management of the user account and the prize pool,until the determination of winners and distribution of prizes.Zygarde receives only its share of the platform fee through the said Trust Account and has no control over the User Funds

● Zygarde reserves the right o charge a platform fee,which can vary periodically based on management's discretion.The platform fee (inclusive of the applicable tax thereon)will be debited from the user's account balance and Zygarde will issue a transaction nole for such debit to the user, which is visible in the user's transaction history.The last change to the platform fee was made on 10th March 2025.

● The user may participate in a cash skill game by making a pre-specified contribution to the prize pool of the game,which will be given away to the winner(s)of the skill game after the completion of the game as per the terms and conditions of the skillgame.It is to be noted that Zygarde has no right or nterest in the prize pool and only facilitates the collection of money (in the form of entry fees)for the prize pool and the distribution of the prize pool in accordance with the skil game's rules,terms and conditions.Zygarde will charge a nominal platform service fee on the final prize pool.The amount to be paid in by the user toward the prize pool will also be debited from the user's account balance maintained within the Trust Bank account.

● Every user using Zygarde Services is provided with three types of accounts for the processing and reconciliation of payments:(i)Deposit Balance Account,(ii)Withdrawable Balance Account and (iii) Bonus Account.It is to be noted that in no instance will Zygarde permit the transfer of any amounts from the user's Deposit Balance Account to the Withdrawable Balance Account.

● The net amount won by the user will be credited to the user's Withdrawable Balance Account.The net amount won means the winnings remaining after the deduction of the entry fee paid by the winner and the Zygarde platform fee.

● Any amount remitted by the user via a designated payment gateway will be credited to the user's Deposit Balance Account.

● The user will be permitted to withdraw only the amount available in the user's Withdrawable Balance.

● All amounts credited to the user's account must be utilized within 365 days of credit.If any amount n the user's account has been lying unused for more than 365 days from the last date of credit of the amount and the user has been inactive for last 365 days,that is,the user has not played any free game,cash game or tournament,nor made any cash deposit or withdrawal in the period of last 365 days,then Zygarde reserves the right to apply the tems of its Inactive Accounts and Unused Funds Policy,as specified in these Terms of Service,to that amount.Zygarde will send reminders to such users before applying its Inactive Accounts and Unused Funds Policy to their unused account balance.

● In all cases where the user requests withdrawal of any amount from the user's Withdrawable Balance Account,Zygarde will initiate an online transfer of the requested amount (from the amount available in the user's Withdrawable Balance Account)to the user's bank account registered wth Zygarde within a commercially reasonable period of time.Such transfer wil be shown as a debit in the user's Transactions History under the category of"Withdrawal."It is to be noted that the user will be required to provide a valid identity card with a clear photo and address proof as proof of identity,as well as the user's PAN,and get the user's KYC verified in order for Zygarde to process the withdrawal request.The name on the user's identification document should match the name provided by the

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Omice:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL.2021PTC384802;Email Id:sidhartha.barua@zy-garde.com

user at the lime of registration on Zyoardo,as well as the name and address in the records of the user's bank account as provided to Zygardo.

● In the evont that no bank account has boen rogisterod by the user with his/her user account with 2yoardo,or the unor has not vorifed his/hor account wih Zygardo to Zygarde's satistaction and in accordanco with thoso Toms,Zygardo will sond a notification to the user at the usor's omail address registerod with Zygardo.In the ovent that the user fails to rogistor a bank account with his/her user account ovon aftor tho notification and/or fails to got his/hor usor account KYCvorified,Zygarde will have the right to confiscate all the amount in the user's account.Failure to provide Zygarde with a valid bank account or valld Idontification documents,to Zygarde's satisfaction,may result in the forfoituro of any and all amounts available in the usor's account with Zygarde

● Further,in ordor to conduct promotional activitios,Zygarde may gratuitously grant bonuses(play points or bonus cash/und amounts)to the usor for the purpose of participation in any skill game(s) on Zygardo.The user will not in any caso be permitted to transfer or roquest the transfer of any amount available in the user's Bonus wallet to the user's Withdrawable Balance Account or bank accoun or any othor account.Tho usago of any bonus granted will be subject to the limitations and ostrictions of the promotion/bonus,including but not limited to restrictions of tirme within which the bonus must bo usod,as appliod by Zygardo and notified to tho user at tho time of granting the bonus. Grant of any bonus to tho usor is at tho solo discrotion of Zygardo and cannot be demanded by the user as a mattor of right.The grant of any bonus by Zygarde on any day wil not entitle the user to domand a bonus at any subsequont timo,nor croato an oxpoctation of a rocurring grant of a bonus by Zygardo to the user.A bonus granted to the user may be used by the user for the purpose of sotting off against tho usor's contribution to tho prizo pool in any skill game(s),in accordance with thoso Torms.No bonus will be withdrawablo or transferrable to any other account of the user, ncluding the bank account of the usor or of any other user or person,other than as part of the winnings of tho usor in any skll gamo(s).In tho ovent that the user lorminates his/her account with Zygarde or his/her account if terminated by Zygarde,any and all bonuses granted to the user will be rovorsod by Zygardo and tho usor will havo no right over such bonuses or interest in them.

● You agroo that onco you confirm a transaction on Zygarde,you will be bound by and make payment for that transaction.

● You acknowledge that subject to the time taken by the bank for processing payments and such other oxtomal dopendencies that Zygarde has on third parties,any transactions made on Zygarde may tako up to 72 hours to be procossod.Any amount paid into or transferred to the user's account may ake up to 72 hours to get added to the user's account balance.Similarly,the disbursement of a bonus to the usor may tako up to 72 hours to bo shown in the users Transaction History.

● You agroe not to mako any complaint or claim against Zygarde in respect of any delay,including any delay resuling in a lost opportunity to join any skill ame(s),in crediting a transaction amount to any of your accounts.

● A transaction,once confirmed,is final and no cancellation is permitted.

● Zygarde may,in certain exceptional circumstances and at its sole and absolute discretion,refund the transferred amount to the user afler deducting applicable cancellation charges and taxes.At the time of a transaction,the user may also be required to take note of certain additional terms and conditions, and such additional terms and conditions will also govern the transaction.To the extent that the additional terms and conditions contain any clause that is conflicting with these Terms,the additional terms and conditions will prevail.

Service Disruptions

You may face Service disruptions,including,but not inited to disconnection or communication interferences due to issues in the internet infrastructure used for providing or accessing the Services or due to issues with the hardware and software used by you.You understand that ZYGARDE TECHNOLOGIES PRIVATE LIMTED has no control over these

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Omce:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket, Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email Id:sidhartha.barua@zy-garde.com

factors ZYGARDCHNOIOUISPRIAHyeu lake ul reaponsiblty for any riak ofioss due to Serviee interruptons for any such roason,You understand, acknowledge and agee to the faet that if you ae unable to playparticpate in any Gamecontesticompetition due to any erer or amisslon whether or not atibutable lo ZYGARDE TECHNOLOGIES PRIVATELih!itD, tneluding technial er other gltches, the setlement of such Game Contesy Competition will be sotled asper the "oane Concellation"Seltlenent Poliey CYGARDE TECHNOLOGIES PRIVAlE LiM!TED shal, where appicabio, attempt to start the game immediately onceminimum number of players join the game, owever, 2YGARDE TECHNOLOGIES PRIVATE LIMITED doesn'"t committhe same and there may be delays in commencement of game due to any reason whasoever,

it is ciauted that, nolwithatanting any timitaton oflinblly as spoclod horOIn, ZYGARDE TECHNOLOGIES PRIVATE LIMITED speeifieally disclaims any liabllity in the case of Games where there is no money paid by you.You aaiee that undor no circumstancos shall you compe! ZYGARDE TECHNOLOGIES PRIVATE LIMITED or hold ZYGARDE TECHNOLOGIES PRIVATE LlMTED linble to pay you any amount ovor and abovo the service charges foany et the atoremenlioned enors/omissions of ZYGARDE TECHNOLOGIES PRIVATE LIMITED in case of server disruptions caused by 2ygarde, ongoing games will be cancoled, and entry fees will be refunded to Users. Addilionally, Zygarde rosorves the right to invostigato and address such issuos promptly to minimizoiconvenionce...

Content

Allcontent and materlal on the Portal including but not limlted to informatlon, scores, ranking, winnings, images, markslogos, designs, piclures, graphics, toxt contont, hyporinks, mulimedia clips, animation, games and software(collectively roferred to ns "Content"), whether or not bolonging to ZYGARDE TECHNOLOGIES PRIVATE LIMITEDaro protected by law including applicablo intolleclual proporty laws, Addiionally, all chat content, messages, imagesrecommendations, emalls, images sont by any user can be logged/recorded by us and shall form part of Content andZYGARDE TECHNOLOCIES PRIVATE LlMlTED is froo to uso this material in any manner whatsoever subject to ourPrivacy Policy. in addition, you consont that we are ontillod to display your User ID, ranking and/or winnings in one ormore contests as part of any productadvertisement creatives independently or as a part of list of scores/rankings.The Portal may conlain inlormalion about or hyporlinks to third partics. in such a cases, we are not responsible in anymanner and do not extend any express or lmpliled warranty to the accuracy, integrity or quality of the content belongingto such third party wobsilcs or apps. lf you roly on any third-party Contont posted on any website or app which doesnot belong t0 ZYGARDE TECHNOLOGIES PRIVATE LIMITED, you may do so solely at your own risk and liability.If you visi any third-pary website or app through a third-party content posted on the Porta, you wil be subject to termsand conditions applicable lo such third-parly website or app. We neither control nor are responsible for content on suchthird-party websites or apps, The fact of a ink existing on our Portal to a third-paty website or app is not an endorsementof that website or app by us.

Zygarde is committed to providing updated, accurate, complete, and reliable information on its Portal. However, allinformation, graphics, and related content are provided "as is" without any warranty whatsoever, expressed or impliedincluding warranties of merchanlability, tille, non-infringoment, appropriateness for any parlicular purpose, or accuracyof the Portal, software, or games.

We do not provide any warranly that the servers of our games wil run error-free, uninterrupted, or free from bugsdefects, or viruses. We reserve the right to determine, at our sole discretion, whether any issue anrises from our endand to address disruptions or malflunctions as we see fit. in cases where a User is found to have intentionally causeddisruptions or malfunctions, we may limit access to the Portal or terminate the User's account.Zygarde shall not be liable for any assumed or potential winnings from unfinished games or tournaments due todisruptions, whether or not caused by us.

Special Offer/Bundle Offer

If you are unable to join any one or more Contest(s) in any special offer for any reason whatsoever, you will not be able to avail such offer. in such cases, any money deducted from the wallet will be refunded to your wallet and you can

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email ld:sidhartha.barua@zy-garde.com

rejoin any of such contests indvidually as a normal user provided such Contests are available and subject to the terms of such Contests.

Promotions

When you register with Zygarde,you will receive notifications regarding special offers,updates,contests,account activities,etc.through SMSes,emails and direct mails.Some of Zygarde's promotions require users to be KYC-verified to receive their benefits.f any aspect of your contact information orKYC(ID,address,emai address or mobile number) is not approved or verified,you shal ot receive the benefits of such promotions,including promotional amounts and prizes.Check out the specific terms and conditions of our promotions and contests before participating in them.

Allthe details of allour promotions are available in the"Promotions"section on the Website/MobileApp.Each promotion has its own Terms and Conditions,which are clearly explained on the respective promotion pages.Al the cash bonuses and deposit bonuses have additional terms and conditions,including,but not limited to,specific time limits.The Terms and Conditions,as wellas additional terms and conditions,may differ from offer to offer in accordance with the respective bonus plans.Any Bonus offer may not be claimed in conjunction with any other bonus offers offered by Zygarde at the time.Once you activate a bonus code,any bonus codes and offers being utilized by you previously will become invalid and inactive automatically and you will stop receiving their benefits.You willreceive the benefit of only the active bonus code.

All the games,contests,bonuses and cashback offers in the "Promotions"section may be discontinued or canceled without any prior notice.Zygarde is not responsible or liable for any such cancellations and will not pay the users any compensation whatsoever except refunding the applicable entry fee.The decision of Zygarde management shall be final and binding in case of any disputes

Tournament Tickets

● Tickets are non-transferable.Only the user who buys/wins a ticket can use it.

● Tickets are not encashable.A user cannot exchange a ticket for any amount of money.

● Tickets do not have a monetary value.

● Tickets cannot be redeemed for cash or anything else.They can be used only for joining tournaments/games for which they are issued.

● Tickets expire if they remain unused.

● Ticket holders are not unsecured creditors of the company.Tickets are merely a part of sales promotions/marketing campaigns.

Refer&Earn

You can invite a friend,acquaintance(s)or any other person to use the Services available on the Portal by accessing the "Refer&Eam"feature on the Portal.The Refer&Earn bonus plan shall be governed by the additional terms and conditions provided in the Refer&Earn section on the respective Portal.

Cash bonuses may be subject to withdrawal restrictions.Allbonus plans shall be govemed by the additional terms and conditions applicable to that bonus plan which will apply in addition to the Terms.

The details of various promotions organized on the Platform can be found in the Promotions section on the respective Portal.Eligibility and applicable conditions for the ongoing promotional programs are provided in the Promotions section.which form a part of the Terms.If any additional terms and conditions specific to a promotional activity are mentioned,they shall be applicable to such promotion in addition to these Terms.

Games offered under the Promotions section may be cancelled or discontinued by Zygarde Game at any time without notice wthout any liability on Zygarde Game whatsoever,except refund of entry fee,if applicable.

Loyalty Program

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email Id:sidhartha.barua@zy-garde.com Detals and applicable tems and conditions of our loyally program can be accessed on the respective Promotion sections.Our loyalty program(s)or the terms thereof may be altered or discontinued by us at any time without any notice and without any liability on ZYGARDE TECHNOLOGIES PRIVATE LIMITED whatsoever.In addition,ZYGARDE TECHNOLOGIES PRIVATE LIMITED may,but wil ot be obligated to,run the loyalty program(s)which may entail grant of reward points or other loyalty rewards of any nature whatsoever,which may be redeemed in a manner prescnbed in its terms specified thereof.ZYGARDE TECHNOLOGIES PRIVATE LIMITED reserves the right at its sole discretion to terminate its loyalty program(s),if any,and revoke any unredeemed loyalty points or loyalty rewards with or without notice.ZYGARDE TECHNOLOGIES PRIVATE LIMITED shall not be liable to pay any compensation for loyalty points or loyalty rewards remaining in your user account in any event whatsoever,including.wthout limitation, the discontinuation of such loyalty programs by ZYGARDE TECHNOLOGIES PRIVATE LIMITED.

License Agreement and Intellectual Property

All Content on the Portal shallbe utilized only for the purpose of availing Services in conformity with the Terms.

You acknowledge that all ownership rights and allcopyright and other intellectual property rights in the Content and Portal are owned by ZYGARDE TECHNOLOGIES PRIVATE LIMITED or our licensors and that you have no right ftle or other interest in any such items except as expressly stated in the Terms.

You are granted a personal,non-exclusive,non-assignable and non-transferable license to use the Content and Portal solely for the purposes of accessing and using the Services and for no other purpose whatsoever.

You shallnot sublicense,assign or transfer the license granted to you,or rent or lease or part with the whole or any part of such license or of the Content included in such license.

You may not transfer,copy,reproduce,distribute,exploit,reverse engineer,disassemble,translate,decode,alter, make derivations from or make any other use of Content or App in any manner other than as permited for obtaining he Services provided on the Portal.

You may not hyperlink the Portal to any other website without permission from us

You may access information on download and print extracts from the Portal for your personal use only.No right,title or interest in any downloaded materials or software is transferred to you by downloading and you are expressly prohibited from using such materials for any commercial purpose unless agreed with us in writing.

Voluntary termination

You are free to discontinue use of the Services on any Website at any time by intimating us of your desire to do so by sending an email to us at grievance@zy-garde.com(for Zygarde Game)as the case may be.If at such time,there is a positive withdrawable cash balance in your user account,we will subject to satisfactory verfication,disburse the same to you by online transfer in a timely manner.

User Account suspension/deletion

We may suspend or otherwise put restrictions on your access to the Services on the Portal during investigation for any of the following reasons:

● Suspected violation of Terms or other abuse of your user account;

● Suspected breach of security of your user account;or

● If there have been charge-backs on your user account.

Our decision to suspend or restrict Service or any part thereof as we deem appropriate shall be final and binding on you.

Users may request us to delete their Zygarde accounts in accordance with the provisions of our Privacy Policy.Please note that if a user proceeds with account deletion,the user will be opted out of all our toumaments.games,challenger contests,leaderboard contests,games,and all the Services immediately.Any and all entry paid and/or tickets purchased for any tournaments,leaderboard contests,challenger contests or any other contests,games or promotions that have not concluded at the time of making an account deletion request will be forfeited to Zygarde immediately. Under no circumstances will Zygarde be responsible or liable to refund such entry fee or the cost of such tickets.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802:Email Id:sidhartha.barua@ZV garde.com

Moreover,Zygarde reserves the nighit to contiscate all the amount avalabla in the u6ors account at ho lime of be deleton of the account

Users have the option to get their doloted Zygarde accounts rostorod wihin 30 days from tho date of making o account deletion request Please nolte that if you request us,wilhin the stipulated fime,to rostore your Zyarde account your account willbe restored with zero balance irrospective of your account balance at tho fime of the daloton of your account Zygarde shall not be responsible or liable to refund or restore any account balance forfoiod by you as arosul of deleting your Zygarde account.

Breach and consequences

In the event of breach of any of the Tems being evidenced from our investigation or if thero is roasonable beliot,inour sole discretion,that your continued access to the Portal or any Wobsite is dotimental to the intarosts ot ZYOARDE TECHNOLOGIES PRIVATE LIMITED,our other users or the general public;we may in our sole discrotion tako any o all of the following actions:

· Restrict games between users suspected of colluding or choating:

· Permanently suspend your user account on the Portat;

● Forfeit the cash balance in your user account,

· Demand damages for breach and take appropriate civil action to rocover such damagos;and/or

● Initiate prosecution for violations that amount to offences in law.

Additionally,in the event of commiting material breach hereof,we reserve the right to bar you from future rogistration on the Portal .The decision of ZYGARDE TECHNOLOGIES PRIVATE LIMITED on the action to be taken as a consequence of breach shall be final and binding on you.

Any action taken by ZYGARDE TECHNOLOGIES PRIVATE LIMITED shall be without prejudico to our other rights and remedies available in law or equity.

Complaints,Grievances &disputes

If you have a complaint or concern,you should in the first instance contact the customer support team at grevance@zy- garde.com(for Zygarde Game)as the case may be or writo to us following the procoduro given in the rospoctive Contact Us section on the respective Portal.Complaints should be made as soon as possible after circumstancos arise that cause you to have a complaint.

You accept that any complaints and disputes are and remain confidential both whilst a resolution is sought and afterwards.You agree that you shall not disclose the existence,nature or any detail of any complaint or dispute to any third party.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED shallmake efforts to resolve complaints wilhin reasonable time.Our decision on complaints shall be final and binding on you.

Modifications and alterations

We may alter or modify the Terms at any time without giving prior notice to you.We may choose to notify of some changes in the Terms either by email or by displaying a message on the Portal;however,our notification of any change shall not waive your obligation to keep yourself updated about the changes in the Terms.Your continued use of any Portal and/or any Services offered constitutes your unconditional acceptance of the modified or amended Terms.

We may also post supplementary conditions for any Services that may be offered.In such an event,your use of those Services will be governed by the Terms as well as any such supplementary terms that those Sorvicos may bo subjoct to.

Users may reject modified Terms by ceasing Platform usage and notifying Zygarde within soven days of the update.H no action is taken within this period,Users will be deemed to have accepted the updated Terms.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket, Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email ld:sidhartha.barua@zy-garde.com

Limitation of liability

In addition to specific references to limitation of liability of ZYGARDE TECHNOLOGIES PRIVATE LIMTED elewhere in the Terms,under no circumstances (induding,without limitation,in contract,noglgence or other torj).ZYGARDE TECHNOLOGIES PRIVATE LIMTED shall be liable for any injury,loss,claim,loss of data,loss of income,loss of proft or loss of opportunity,loss of or damage to property,general damages or any direct,indirect,special,incidental, consequential,exemplary or puniive damages of any kind whatsoever arising out of or in connection wth your accoss to,or use of,or inability to access or use,the Services on any Portal.You further agree to indermnify us and our service providers and licensors against any claims in respect of any such matter.

Wihout imiting the generality of the foregoing.you specifically acknowledge,agree and acept that we are not liable to you for:

· The defamatory,undesirable or ilegal conduct of any other user of the Services;

· Any loss whatsoever arising from the use,abuse or misuse of your user account or any feature of our Services on the Websites;

● Any loss incurred in transmitting infomation from or to us or from or to our Portal by the internet or by other connecting media;

· Any technical failures,breakdowns,defects,delays,interruptions,improper or manipulated data transmission, data loss or corruption or communications'infrastructure failure,viruses or any other adverse technological occurrences arising in connection with your access to or use of our Services;

· The accuracy,completeness or currency of any information services provided on the Portal;

· Any delay or failure on our part to intimate you where we may have concerns about your activities;

· And your activities /transactions on third party websites or apps Portal accessed through links or advertisements posted in the Portal.

Notwithstanding anything to the contrary contained in the Terms or elsewhere,you agree that our maximum aggregate liability for all your claims under this agreement,in allcircumstances,other than for the payment of any wthdrawable balance in your user account,shall be limited to Indian Rupees One Thousand only (INR.1,000/-)

Disclaimer and indemnity

Disclaimer

The Services on the Portaland the Content present on it are provided strictly on "as is"basis with llfaults or failings Any representations,warranties,conditions or guarantee whatsoever,express or implied(including,without limitation any implied warranty of accuracy,completeness,uninterrupted provision,quality,merchant abiity,fitness for a particular purpose or non-infringement)are specifically excluded to the fullest extent permitted by law.Zygarde Game does not ensure or guarantee continuous,error-free,secure or virus-free operation of the Portal or its Content including software,Games,your user account,the transactions in your user account or continued operation or availability of any facility on the website.

Additionaly.ZYGARDE TECHNOLOGIES PRIVATE LIMITED does not promise or ensure that you will be able to access your user account or obtain Services whenever you want.It is entrely possible that you may not be able to access your user account or the Services provided by Zygarde Game at times or for extended periods of time due to. but not limited to,system maintenance and updates.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED disclaims responsibility and liability for any harm resulting from cancellation of any Game organized by it.If you are a cash player on the Portal,you acknowledge and agree that you will not be entitled to any refund in case of any service outages that may be caused by failures of our service providers. computer viruses or contaminants,natural disasters,war,civil disturbance,or any other cause beyond the reasonable control of ZYGARDE TECHNOLOGIES PRIVATE LIMITED.ZYGARDE TECHNOLOGIES PRIVATE LIMITED specificallydisdaims any liabilityin connection with Games or events made available or organized on the Portal which may require specfc statutory permissions,in the event such permissions are denied or cancelled whether prior to or during such Game or event.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email ld:sidharthabarua@ry-gardecom

ZYGARDE TECHNOLOGIES PRIVATE LIMITED specfically disdaims any lioblty in connechon wth your ransaclons with third parties which may have advertisements or are hyperinked on the Portal

ZYGARDE TECHNOLOGIES PRIVATE LIMITED disclalms any liability in connoction wih violaton of intollocuat property nghts of any party with respect to third party Content or user content posted on our Website Intellechual property nights in any Content not belonging to us bolong to the rospoctive ownors and any dains rolatod to such content must be directly addressed to the respective owners.

ZYGARDE TECHNOLOGIES PRIVATE LIMTED specifically disclaims any liablity arising out of tho acts or omssions of the infrastructure providers or otherwise failure of internet services used for providing and accessing the Services. ZYGARDE TECHNOLOGIES PRIVATE LIMTED disclaims liability for any risk or loss resulting to you from your participation in Cash Games,including allrisk of financla loss

Online games on the ZYGARDE TECHNOLOGIES PRIVATE LIMITED'Wobsite involve an olement of financial rtisk and may be addictive.Please play responsibly and at your own risk.Pleaso ensuro that any activities you engage on the Website are legal as per your applicable state laws.

Indemnity

To the extent permitted by law,and in consideration for being allowed to participate in the Activity,you horeby agroe to indemnify,save and hold harmless and dofend us(to the exlent of all bencfits and awards,cost of htigation, disbursements and reasonable attorneys fees that we may incur in connection therewith including any direct,indirect or consequential losses,any loss of profit and loss of reputation)from any claims,actions,suits,taxos,damagos, injuries,causes of action,penalties,interest,demands,expenses and/or awards asserted or brought against us by any person in connection with:

incorrect or incomplete verification details provided by you infringement of their intelloctual property rights by your publication of any content on our Portal;defamatory,offensive or llegal conduct of any other player or for anything that turns out to be misleading,inaccurate,defamatory,threatening,obscene or otherwise illegal whether originating from another player or otherwise;use,abuse or misuse of your user account on our Portal in any manner whatsoever any disconnections,technical failures,system breakdowns,defects,delays,interruptions,manipulated or improper data transmission,loss or corruption of data or communication lines failure,distributed denial of service attacks,viruses or any other adverse technological occurrences arising in connection with your access to or use of our Website;and access of your user account by any other person accessing the Services using your usemame or password,whether or not with your authorization.

Governing law,dispute resolution &jurisdiction

The Terms and Privacy Policy shall be interpreted in accordance with the laws of India.The courts of competent jurisdiction at Delhi,India shall have exclusive jurisdiction to determine any and alldisputes arising out of,or in connection with,the Services provided by Zygarde,the construction,validity,interpretation,and enforceability of these Terms,or the rights and obligations of the user(s)(including participants)or Zygarde,as wellas the exclusivejurisdiction to grant interim or preliminary relief in case of any dispute referred to arbitration as given below.All such issues and questions shal be governed and construed in accordance with the laws of the Republic of India.

In the event of any legal dispute(which may be a legal issue or question)which may arise,the party raising the dispute shall provide a written notification ("Notification")to the other party.On receipt of the Notification,the parties shallfirst try to resolve the dispute through discussions.In the event that the parties are unable to resolve the dispute wthin fifteen (15)days of receipt of the Notification,the dispute shall be settled by arbitration.

The seat and venue of arbitration shal be Delhi,India.All arbitration proceedings shall be conducted in English and in accordance with the provisions of the Arbitration and Conciliation Act,1996,as amended from time to time.

The arbitration award will be final and binding on the Parties,and each Party will bear its own costs of arbitration and equall share the fees of the arbitrator unless the arbitral tibunal decides otherwise.The arbitrator shallbe entitled to pass interim orders and awards,including the orders for specific performance and such orders willbe enforceabl in competent courts.The arbitrator shall give a reasoned award.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802:Email ld:sidhartha.barua@zy-garde.com

Nothing contained in these Terms of Service shall prevont Zygarde from seeking and oblaining interim or permanent

equitable or injunctive reliet,or any other relief avalable to safeguard Zygarde's interest prior to,during or following the

fling of arbitration proceedings or pending the execution of a decision or award in connection with any arbitration

proceedings from any court having junsdiction to grant the same.The pursuit of equitable or injunctive relief shall not constitute a waiver on the part of Zygarde to pursue any remedy for monetary damages through the arbitration descnbed herein.We are also an active member of the E-Gaming Federation (https/www.egf.org in/member).also known as EGF.Our CIN Number is U72900DL2021PTC384802.

Responsible Game Play

We encourage all players to play responsibly.We are committed to helping players who wish to stop playing or who wish lo limit the amount that they play.

Refund Policy

In cases of accidental or erroneous cash credits to any party,user or company,we can independently refund/request a refund or you can request a refund within two weeks of initating such transaction.Zygarde will process the refund if itis a genuine case of accidental or erroneous cash credit,which is dlear from your request or after our own independent investigation.The refund amount willbe credited within two weeks to the financial instrumen/platform/source account that was used to make the corresponding transaction.It is clarified that any refund under this clause is strictly subject to the sole discretion of Zygarde.

Cancellation of Games

Zygarde is not responsible for any loss resuling from the cancellation of any games due to Service outages caused by the failures of our service providers,computer viruses,natural disasters or any other reason that is beyond our control. You acknowedge that you will ot be entitled to any refund due to the cancellation of games caused by factors that are beyond the reasonable control of Zygarde.

Online Transactions

Transactions to transfer money to your Zygarde cash account have to be made through third-party payment gateways Zygarde is not responsible for the denial or rejection of any transactions as they are subject to the terms and conditions of the third-party payment gateways.Zygarde may reverse any transactions,and the specific amount will in such a case be refunded to the financial instrument/platform that was used by you to perform the transaction.

Account Validation

Zygarde has the right to check or validate the personal information of the players/users from time to time.The process of validation can be done through a phone call or via email.lf we are not able to get in touch with you at first,several attempts will be made to establish contact with you.In the event that the validation is unsuccessful,or we are unable to contact you after making allpossible attempts,we reserve the right to suspend your account and refund,at our sole discretion,your Zygarde account balance to the financial instrumen/platfom that you used to make the payment online. or confiscate your Zygarde account balance,at our sole discretion.

Refer and Win Cash

Zygarde has a "Refer &Earn"program in which users can refer their friends to Zygarde and get referral bonuses for successful referals.To learn more,check out the Terms and Conditions of our"Refer and Earn"program here.

Responsible Gaming

We operate as a responsible gaming company and encourage our players to play responsibly.We carefully monitor the playing activities of our players and alert them if they develop any compulsive behavior.We take precautionary measures induding the following to make sure that we offer a good online rummy gaming experience.

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261.Lane No.5.1st Floor.Saiidulajaib,Westernmarg,Saket,

Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email ld:sidhartha.barua@zy-garde.com

·Peoplo bekow 18 years of age are not permitted to create a Zygarde account or play games on our Website Mobile App

· There is 24/7 monitoring of the players'activities with an ant-fraud algorithm to detect any unfairplay,including collusion.

· Anti-collusion measures are implemented for every rummy game.

· Player information is confidentially stored using high-level encryption for safety.

· Our Website/Mobile App has features that limit the amounts of cash deposits.

· A cash deposit limit is set on the site to discourage iresponsible gaming and prevent players from making deposits beyond reasonable means.

● There is KYC verfication for player protection and game security.

· We encourage every player to play responsibly and may send periodic notifications/alerts to players who are found to be spending excessive amounts of time on Zygarde,advising them to take a break from gaming on tho Website/App

● If you do not want to play our games for a certain period of time,you can sell-exclude yourself from Zygarde games for a specific period of time,from 48 hours to 6 months,by using our self-exclusion feature.You can exdlude yourself from playing our games for 48 hours,72 hours,1 week,2 weeks,1 month,2 months,or 6 months.After you have placed a self-exclusion request and your request has been processed,you shall not be able to play our games for that specific period of time.Please note that a self-exclusion period cannot be eversed or changed once it has been set and confimed.Moreover,you shall not be allowed to create another account on Zygarde.If you have any balance in your Zygarde account at the time of making a self-exclusion request,that balance will be retained until your return,unless you place a withdrawal request.

Voluntary Termination of Account

You may cease to use our gaming services and terminate your account by witing to us with a clear explanation of your intention.After evaluating your case,Zygarde will,at its own discretion,teminate your account and refund to you the cash amount available in your account within 21 working days.Please note that any account actions,including,but not limited to,playing cash games,tournaments,depositing and withdrawing money,that take place in your account after you email your request for terminating your account shall be deemed as actions performed solely by you and Zygarde shall not be responsible for such actions.

Inactive Accounts and Unused Funds

If your account has been inactive for over 365 days and it has an unused cash balance(whether as Deposit Balance or Withdrawable Balance).Zygarde shall remind you to activate your account.To activate your account,you must log in and play a free game,a cash game or a tournament,or make a cash deposit or withdrawal.After the reminders sent to your email address and phone number (via SMS),ifyou stilldo not activate your account,your account balance shall be forfeited to Zygarde at the sole discretion of Zygarde.All reminders shall be sent to the email address or phone number(via SMS)listed on your profile as part of the account details and information you provided to Zygarde Accounts found in breach of our Terms of Service shall eceive no reminders,and the unused funds in such accounts shall be subject to the terms of our Breach and Consequences policy.

Miscellaneous

Zygarde may be required under certain legislations,to notify the user(s)of certain events.User(s)hereby acknowledge and consent that such notices will be effective upon Zygarde posting them on the Website/Mobile App or dehivering them to the user through the email address provided by the user at the time of registration.User(s)may update their email address by logging into their account on the Website/Mobile App.If they do not provide Zygarde with accurate nformation,Zygarde cannot be held liable for failure to notify the user.

Zygarde shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control. including,but not limited to,any failure to perform due to unforeseen circumstances or cause beyond Zygarde's control such as acts of God,war,terrorism,riots,embargoes,acts of civil or military authorities,fire,floods,accidents,network infrastructure failures,strikes,or shortages of transportation facilities,fuel,energy,labor or matenals,etc.In such

ZYGARDE TECHNOLOGIES PRIVATE LIMITED

Regd.Office:Khasra No.261,Lane No.5,1st Floor,Saijdulajaib,Westernmarg,Saket, Gadaipur,South West Delhi,New Delhi,Delhi,India,110030

CIN:U72900DL2021PTC384802;Email Id:sidhartha.barua@zy-garde.com circumstances.Zygarde shall also be entited to cancel any related game(s)and to process an appropriate refund for all users

Zygarde's falure to exercise or enfore any right or provision of these Toms of Sorvice shal not constitute a waiver of such rght or provision.

Users agree that regardless of any statute or law to the contrary,any caim or cause of action arising out of or rolated to the use of the Website/MobileApp or these Terms must be filed within thirly (30)days of such caim or cause of action ansing or be forever barred.

These Tems of Service,incuding all terms,conditions,and polhcies that are incorporated herein by reference. constiule the entire agreement between the user(s)and Zygarde and govern your use of the Website/Mobile App superseding any prior agreements that any user may have with Zygarde.

lf any part of these Terms of Service is determined to be indefinite,invalid.or otherwise unenforceable,the rest of these Terms of Service shall continue in fullforce.

Zygarde reserves the right to moderate,restrict or ban the use of the Website/Mobilo App,specifically to any user,or generally,in accordance with Zygarde's policy/policies from time to time,at its sole and absolute discretion and without any notice.

Zygarde may,at its sole and absolute discretion,permanontly close or temporarily suspond any Services.

Grievance Redressal Mechanism

In case you have any complaints or grievance pertaining to (i)any User Content that you believe violates these Terms for the reporting mechanism for such claims,(i)your access to Zygarde or(ii)any User Content that you believe is, prima facie,in the nature of any material which is obscene,defamatory towards the complainant or any person on whose behalf you are making the complaint,or is in the nature of impersonation in an electronic form,including arificiallv morphed images of such individual,please share the same with us by writing to:grievance@zy-garde.com

In your complaint or grievance,please include the followinginformation:

Your name and contact details:name,address,mobile number,and email address;

Name:Ravi Prakash

Address:E-76 Right Back Side Pvt no.113 Gali No.11,Bharat Vihar,Uttam Nagar,West Delhi.110059

Mobile Number:9910443925

Email address:ravi@zy-garde.com

Your relation to the subject matter of the complaint,i.e.complainant or person acting on behalf of an affected person;

The name and age of the person aggrieved or affected by the subject matter of the complaint,in case you are acting on behalf of such person,and a statement,under penalty of perjury,that you are authorized to act on behalf of such person and to provide such person's personal information to us in relation to the complaint/grievance;

Description of the complaint or grievance with clear identification of the User Contentin relation to which such complaint or grievance is made;

A statement that you believe,in good faith,that the User Content violates these Terms;

A statement that the information provided in the complaint or grievance is accurate.

Contact us

Zygarde is here to provide you with more information about our games and Services and answer any questions you may have about them.You can contact us anytime by using the "Contact us"feature on our website.If you have any grievances,please write to our Grievance Officer,at grievance@zy-garde.com.